Tomas Chlebek Adeegga Apple Pay, oo u oggolaanaya milkiilayaasha aaladaha iOS inay wax ku bixiyaan dukaamada, ayaa Apple ay ka furtay gudaha Mareykanka qeybtii labaad 2014. Maanta ayaa ugu dambeyntii laga bilaabay sidoo kale suuqa labaad ee adduunka ugu weyn, Shiinaha.
Tim Cook wuxuu horeyba u aqoonsaday Apple Pay ee Shiinaha inay tahay mudnaanta koowaad dhowr maalmood ka dib markii la bilaabay adeegga ee Maraykanka. Dhammaadkii, waxay qaadatay in ka badan hal sano in la xalliyo arrimaha ka hortagaya bilaabista Apple Pay ee Shiinaha, sida sawirka Apple ee warbaahinta Shiinaha iyo amniga lacag bixinta oo ka duwan heerarka Shiinaha.
Apple ayaa la sii daayay war-saxaafadeed isagoo ku dhawaaqayay imaatinka Apple Pay aaladaha macaamiisha bangiyada Shiinaha 18-kii Disembar ee sanadkii hore. Gudaha, waxa uu ku dhawaaqay in uu iskaashi la sameeyay China UnionPay, oo ah bixiyaha kaadhka bangiga kaliya ee dalka, iyo in Apple Pay laga bilaabi doono Shiinaha horaanta 2016. Dabayaaqada usbuucan, waxaa lagu dhawaaqay in laga bilaabo maalinta la furay iyo wax yar ka dib, Apple Pay waxay bixin doontaa 19 bangi oo Shiinaha ah.
[su_pullquote]Shiinaha, lacag bixinta noocan ah ayaa durba aad u baahsan.[/ su_pullquote] Laga bilaabo maanta, macaamiisha 12 bangi oo Shiinaha ah, oo ay ku jiraan Bangiga Warshadaha iyo Ganacsiga Shiinaha, oo ah bangiga ugu weyn Shiinaha, waxay u isticmaali karaan adeegga inay ku bixiyaan iPhone, iPad ama xitaa Watch. Waxa kale oo la filayaa in balaadhinta xigta ay ku jiri doonaan bangiyada kale ee ku baahsan Shiinaha.
Tani waxay ka dhigan tahay in isla markiiba ka dib furitaanka, Apple Pay ay daboosho 80% wadarta tirada kaararka deynta iyo debit ee Shiinaha. Dukaamada aqbali kara lacag bixinta Apple Pay waxaa ka mid ah 5Star.cn, Mannings, Lane Crawford, All Day, Carrefour, iyo dabcan Apple Store, McDonald's, Burger King, 7-Eleven, KFC iyo kuwa kale.
Iyadoo la xiriirta bilaabista Apple Pay ee Shiinaha, Apple sidoo kale wuxuu bilaabay qayb cusub website-kaaga, kaas oo nuqul ka dhigaya nooca Ingiriisiga marka loo eego nuxurka, si kastaba ha ahaatee waa Shiine. Macluumaadka halkan ayaa lagu bixiyaa sida Apple Pay loo isticmaalo, aaladaha taageera, iyo in ay suurtogal tahay in loogu isticmaalo lacag-bixinta labadaba leben-iyo-hoobiye iyo dukaamada online-ka ah. Apple ayaa sidoo kale si gaar ah uga warbixisay kordhinta Apple Pay ee Shiinaha horumarinta, si ay u dhexgalaan doorashadan codsiyadooda. Lacag bixinta gudaha Shiinaha waxaa bixiya CUP, Lian Lian, PayEase iyo YeePay.
Si ka duwan Maraykanka, lacag-bixinta mobaylada ayaa Shiinaha ka suuro-galay tan iyo 2004-tii, markaasoo Alibaba bilaabay adeegga Alipay. Hadda, dhalinyaro badan oo ku nool magaalooyinka waaweyn sida Beijing, Shanghai iyo Guangzhou ayaa si buuxda ugu beddelaya lacag jireed. Bixiyaha labaad ee ugu weyn ee lacag-bixinta elektiroonigga ah, oo lagu qiyaasay in uu dhaafo $2018 tiriliyan wax kala iibsiga gudaha Shiinaha 3,5, waa tignoolajiyada weyn ee Tencent oo leh adeeggeeda Tenpay. Si wada jir ah, Alipay iyo Tenpay ayaa gacanta ku haya ku dhawaad 70% dhammaan macaamilada elektiroonigga ah ee Shiinaha.
Marka, dhinaca kale, Apple waxay wajihi doontaa tartan badan, laakiin dhinaca kale, waxay leedahay awood aad u badan oo ay ku ballaarin karto Shiinaha marka loo eego Maraykanka. Halka ay jirto, Apple Pay waxay ku qasbeysaa iibiyeyaasha inay u oggolaadaan lacagaha elektiroonigga ah gabi ahaanba, Shiinaha nooca lacag bixinta ayaa durba aad u baahsan. Awoodda Apple Pay ee guusha Shiinaha waxaa sidoo kale kor u qaaday xaqiiqda ah in Apple uu yahay astaanta saddexaad ee ugu caansan ee casriga ah. Jennifer Bailey, oo ah madaxweyne ku xigeenka Apple Pay, ayaa tiri: "Waxaan u maleyneynaa in Shiinaha uu noqon karo suuqa ugu weyn ee Apple Pay."
Apple Pay hadda waxay diyaar u yihiin macaamiisha bangiyada ee Maraykanka, Boqortooyada Ingiriiska, Kanada, Australia iyo Shiinaha. Mustaqbalka dhow, ballaarinta adeegga waa in sii wad Spain, Hong Kong iyo Singapore. Marka loo eego mala-awaalka ugu dambeeyay, waa inay sidoo kale timaado Faransiiska.
