Dan Pražak Isniintii, nus sano ayaa ka soo wareegatay tan iyo markii Apple Pay ay soo gashay Czech Republic. Lix bilood gudahood, todoba guri oo bangiyada ah (Česká spořitelna, Komerční bank, AirBank, Moneta, mBank, J&T Banka iyo UniCredit) iyo afar adeeg oo aan bangi ahayn (Twisto, Edenred, Revolut iyo Monese) ayaa ku guulaystay inay bixiyaan adeegga. Czechs sidaas darteed waxay leeyihiin dhowr ikhtiyaar oo ay ku bilaabaan bixinta iPhone ama Apple Watch, in kasta oo taageerada bangiyada waaweyn ee gudaha qaarkood wali la sugayo. Xafiiska tifaftirka Jablíčkára, si kastaba ha ahaatee, waxaan xiisaynnay dheelitirka hadda ee Apple Pay iyo sida adeeggu u qabanayo xagga tirada lix bilood ka dib. Waxaan si dhab ah u waydiinay dhammaan bangiyada iyo hay'adaha aan bangiyada ahayn ee waddankeena xogta hadda jirta.
Sida laga arki karo tirakoobyadii ugu dambeeyay, Czechs waxay noqdeen kuwo aad u jecel inay wax ku bixiyaan Apple Pay. In ka badan 320 Czechs ah ayaa hadda wax ku bixinaya isticmaalka iPhone-kooda iyo Apple Watch, ilaa Febraayo 19, markii adeegga laga bilaabay suuqyadeena, waxay ku guuleysteen inay sameeyaan in ka badan 17 milyan oo macaamil ganacsi oo dhan ah ku dhawaad 8 bilyan oo koron. Česká spořitelna ayaa soo warisay tirada ugu badan ee macaamiisha isticmaalaya Apple Pay (83 kun), oo ay ku xigto AirBank (68 kun) iyo Komerční bank (67 kun).
Waxay noqon kartaa ku xiiseeya
Inta badan, isticmaalayaashu waxay isticmaalaan Apple Pay si ay uga bixiyaan dukaamada, makhaayadaha, iyo kaalmaha shidaalka. Bangiyadu waxa kale oo ay ku heshiiyaan celceliska cadadka hal wax kala iibsiga, kaas oo ah ku dhawaad 500 oo krone. Tusaale ahaan, bangiga Komerční ayaa sheegaysa in macmiilkoodu uu ku bixiyo iPhone celcelis ahaan 14 jeer bishii, laakiin sida tirakoobku muujinayo, tirada ayaa si weyn uga sarreyn doonta bangiyada kale. Waxa kale oo xiiso leh in la ogaado in isticmaalayaasha taleefoonka wax ku bixiya ay inta badan bixiyaan lacag ka badan kuwa isticmaala kaarka debit/credit lacagaha aan la xiriirin.
Waxaan si cad hoos ugu bixinnay tirakoobyo faahfaahsan oo la xiriira bangiyada gaarka ah. Macluumadka dheeriga ah ee ay bangiyadu na siiyeen markii aan soo jeedinaynay su'aashayada ayaa markaa lagu calaamadeeyay far.
Czech Savings Bank
- 83 oo macaamiil ah (000 kaararka lacag bixinta)
- 5 macaamil ganacsi (ay ku jiraan lacag-bixinaha intarneedka iyo ATM-yada lagala baxo)
- 2 bilyan oo koron ayaa wadarta tirada lacag bixinta
- Celcelis ahaan lacagta hal lacag bixineed ee Apple Pay waa ku dhawaad CZK 500.
Komerční bangiga
- 67 macaamiil
- 1 milyan oo macaamil ganacsi
- 500 milyan oo koron ayaa wadarta tirada lacag bixinta
- Celcelis ahaan lacagta wax kala iibsiga waa 530 CZK
- Macmiilku wuxuu sameeyaa celcelis ahaan 14 macaamil ganacsi bishii
- Qofka caadiga ah ee isticmaala Apple Pay waa nin 34 jir ah oo waxbarasho dugsi sare leh oo ku nool Prague
AirBank
- 68 oo macaamiil ah
- 5,4 milyan oo ganacsi
- 2,1 bilyan oo koron, wadarta guud ee lacag bixinta
- Macaamiisha adeegsada lacag-bixinta moobilka waxay ka badan yihiin macaamiisha isticmaala kaarka caagga ah.
- Lacagaha mobilada ee Air Bank ayaa hadda ah 14% wadarta wax kala iibsiga kaararka.
MONETA Money Bank
- 52 oo macaamiil ah
- 2 milyan oo macaamil ganacsi
- 1 bilyan oo koron ayaa wadarta tirada lacag bixinta
- Celcelis ahaan wax kala iibsiga la bixiyo iyadoo la isticmaalayo Apple Pay waa ku dhawaad 500 CZK.
- Inta badan, macaamiishu waxay wax ka bixiyaan dukaamada waaweyn, kaalmaha shidaalka, makhaayadaha iyo dukaamada koronto.
mBank
- 25 oo macaamiil ah
- 1,2 milyan oo ganacsi
- 600 milyan oo koron ayaa wadarta tirada lacag bixinta
Twisto
- 14 oo macaamiil ah
- 1,6 milyan oo ganacsi
- 640 milyan oo koron ayaa wadarta tirada lacag bixinta
La geliyay
- 10 oo macmiil (kala badh saldhiga macmiilka Edenred oo wata aaladda Apple)
- 350 macaamil ganacsi (tirada qadada la bixiyay)
- 43 milyan oo koron ayaa wadarta tirada lacag bixinta
- Milkiilayaasha taleefannada casriga ahi waxay wax ka badan ka bixiyaan makhaayadaha - in ka badan 50% - marka loo eego dadka isticmaala kaarka cuntada caadiga ah, taa beddelkeeda, wax yar ayay wax ka iibsadaan dukaamada cuntada iyo dukaamada waaweyn
- Celceliska qadarka wax iibsiga ee July 2019 wuxuu gaadhay ku dhawaad 125 CZK
- Dadku kaliya kuma bixiyaan taleefannada gacanta, laakiin sidoo kale Apple Watches, kuwaas oo saamigoodu ka dhigan yahay ilaa 15% lacagaha lagu bixiyo goobtan.
J&T Bank
- Ma bixiso tirakoob.
UniCredit Bank (wuxuu taageeraa Apple Pay ka 18/7)
- Kumanaan macaamiil ah (UniCredit ayaa ku dhawaaqi doonta lambarka saxda ah iyo kan hadda dhamaadka Agoosto)
- 45 macaamil ganacsi
- 19 milyan oo krone ayaa ku baxay
- Macaamiishu waxay sameeyaan tirada ugu badan ee wax kala iibsiga ee silsiladaha cuntada ama cuntada degdega ah
Kacdoonka wali waa maqan yahay :-)